Hand of Luck accepts a range of deposit and withdrawal methods, with support for standard fiat payments and, where available, cryptocurrencies alongside cards and e-wallets. Payment availability depends on player country, region and selected method, so some options may not be visible to UK players. HandofLuck provides detailed cashier information below; the rest of this page explains how deposits, withdrawals, fiat and crypto payments work in supported regions.
At Hand of Luck we offer a range of payment options for deposits and withdrawals. You can fund your account with debit cards such as Visa and Mastercard, e-wallets including Skrill and PayPal, and a selection of cryptocurrencies such as Bitcoin, USDT and Binance Pay. Deposits are normally credited to your account for play, while withdrawals are paid back using the same or similar methods you chose at deposit.
Deposits are generally processed instantly by the payment provider, while withdrawals typically require additional processing and may take longer to reach your bank or wallet. UK players should note that timings depend on the method chosen, verification status and the receiving provider. HandofLuck aims to process payout requests quickly, but individual payment networks and banks determine the final timing.
At Hand of Luck depositing is straightforward. Open the cashier, pick a payment method, enter the amount you want to add and confirm the transaction. Once the payment is accepted the funds are added to your account balance and are available to use straight away for play across slots, live casino and table games. You can check your updated balance in the lobby or cashier at any time and use it to place bets, trigger free spins or move between game categories.
Choosing a payment method usually comes down to speed, availability, limits and personal preference. Some players favour Visa or Mastercard for convenience, others use e-wallets such as PayPal or Skrill for faster access, while a minority prefer prepaid options like Paysafecard or mobile wallets such as Apple Pay and Google Pay. Cryptocurrencies are also an option at some sites, but the best choice depends on which methods you see in the cashier, your desired processing speed and any deposit or withdrawal limits that apply to your account.
| Payment Method | Minimum Deposit | Maximum Deposit | Typical Processing Time |
|---|---|---|---|
| Visa Debit | £20 | £5,000 | Instant |
| Mastercard Debit | £20 | £5,000 | Instant |
| PayPal | £20 | £5,000 | Instant |
| Skrill | £20 | £5,000 | Instant |
| Bank transfer | £20 | £10,000 | 1-3 working days |
At Hand of Luck withdrawals are requested from your account cashier. Select the payment method you prefer and submit a withdrawal request; the request will enter a pending status while checks and processing are completed. Pending simply means the request is visible in your account and is being prepared for transfer, with timing that varies by provider and method.
Once approved, HandofLuck sends the funds to the chosen destination. E-wallets such as PayPal and Skrill are typically quicker, while card withdrawals (Visa, Mastercard) and bank transfers can take longer because of issuer and clearing processes. Check your account for status updates and any messages about your request.
| Withdrawal Method | Minimum Withdrawal | Typical Processing Time | Notes |
|---|---|---|---|
| Visa Debit | £20 | 1-5 working days | Processed by card issuer |
| Mastercard Debit | £20 | 1-5 working days | Processed by card issuer |
| PayPal | £20 | 1-3 working days | Usually quickest for e-wallets |
| Skrill | £20 | 1-3 working days | Fast for e-wallet transfers |
| Bank transfer | £20 | 1-5 working days | Subject to bank processing |
Processing times can vary by withdrawal method, banking hours, weekends and public holidays. Additional checks or provider delays may extend the time before funds reach your account, so please allow the full processing window shown for each method when planning withdrawals.
When you request a withdrawal at Hand of Luck it will enter a pending stage while standard checks are completed and before funds are released to your chosen payment method. This pending status is a normal part of the withdrawal process and simply shows that the payment is awaiting final approval; once the checks are finished the funds will be released to your bank, card or e-wallet. If you need an update, contact HandofLuck customer support for a status check.
| VIP Level | Monthly Withdrawal Limit |
|---|---|
| Bronze | £5,000 / month |
| Silver | £10,000 / month |
| Gold | £25,000 / month |
At Hand of Luck, payment fees are shown in the cashier and on relevant pages so you can see any charges before you confirm. Some deposits and withdrawals may be free, but your bank, card issuer or a third-party payment provider can apply fees, and network charges can affect totals. UK players should check the cashier for fees in pounds and the estimated processing time for each method.
For traditional methods such as Visa, Mastercard, bank transfers and common e-wallets, any handling charges usually come from your bank or payment processor rather than Hand of Luck. UK banks may apply fees for international transfers and some card providers may levy cash-advance style charges, so check with your bank before depositing or withdrawing.
If you use cryptocurrencies, HandofLuck shows method-specific fees in the cashier. Blockchain fees for BTC, ETH, USDT and other chains vary with network congestion and the selected chain, and required confirmations can affect timing and cost. Always review the estimated network fee for the chosen crypto option before approving a transaction.
At Hand of Luck, deposit limits are optional player controls that help you manage spending. Use daily, weekly or monthly limits to cap how much you deposit in £ or other supported currencies, keep deposits aligned with your budget and avoid overspending during play.
HandofLuck customers in the UK can adjust limits from their account settings to manage a bankroll, control deposit frequency and set a clear spending ceiling for sessions. Limits are practical tools for budgeting, and you can change them as your needs evolve.
Reducing a limit takes effect immediately.
Increasing a limit may require a waiting period.
When a limit is reached, further deposits are blocked until the limit resets or you change your settings.
